Use this checklist before paying, and again if a conversation changes after the first reading. It cannot prove that a person is a scammer, but it can identify situations where pausing protects your money and your options.
If a risk signal appears
Pause the conversation and do not send another payment for a “clearing,” “protection,” or emergency add-on. Save the messages, listing, receipts, usernames, and payment details. Use the platform’s report, dispute, or refund process while the transaction record is available. If you shared sensitive account or identity information, change the relevant password and contact the payment provider.
Payment and platform checks
Before you pay, verify these 8 pricing and platform signals:
Price transparency
- Total price is visible before checkout
- Package clearly states what is included (cards/questions/words/minutes)
- Delivery format is specified (text/audio/video)
- Turnaround time is stated
Add-on and revision policy
- Extra fees are disclosed upfront (rush delivery, additional questions)
- Revision or clarification policy is clear (one round? unlimited? none?)
- No surprise charges after payment
Payment protection
- Payment stays within platform (not asked to pay via Venmo/Zelle/crypto off-platform)
- Platform offers dispute or refund process
- No pressure to pay immediately or “lose your spot”
Reader scope and claims
- Reader describes their method and limits
- No guarantee of fixed outcomes (ex returning, job offer, lottery)
- No medical/legal/financial advice claims
Review quality
- Reviews mention specific deliverables, not just “amazing” or “fast”
- Recent reviews (within 3 months) are available
- Reviews describe question types similar to yours
Red flags to avoid
- No pressure tactics (“only 2 spots left”, “your energy is dark”)
- No curse/hex/clearing upsells
- No requests for sensitive data (bank details, ID, home address)
When to walk away
Stop and do not pay if:
- Reader claims you have a curse/block that requires extra payment to remove
- Price or deliverable changes after you already paid
- You’re pushed to pay outside the platform
- Reader guarantees another person will act a certain way
- You’re told refusal will cause harm
Save messages, receipts, usernames, and payment details. Use the platform’s report or dispute process while records are available.
What this checklist cannot do
This checklist helps you pause and verify signals. It cannot:
- Prove someone is definitely a scammer
- Replace your judgment about whether the service fits your needs
- Guarantee a reading will be useful
No checklist can determine intent from a single sentence. It is a reason to slow down and verify, not a diagnosis of the person. Tarot and psychic services are not a substitute for medical, legal, financial, or crisis support.